A company spokesperson declined to specify the credit score needed to qualify for a card. The Apple Card is designed for a range of customers and was created with the iPhone user in mind

See related: Apple Card Daily Cash: Deep dive. Interest rate. The card also offers a more reasonable APR range than usual. Cardholders with excellent credit scores may be offered an exceptionally low rate of 12.74 percent. For cardholders with lower credit scores, the APR can range up to 23.74 percent. The Apple Card interest rate will technically vary depending on "creditworthiness," per Apple. Specifically, the APR (Annual Percentage Rate) will be anywhere between 12.9-23.9%. Credit Karma and other services might display different credit scores, like TransUnion VantageScore, which is different than the TransUnion FICO score that's used for your Apple Card application. Your credit report and the timing of when your credit score is updated can affect your credit score. Clearly see how to save on interest. The best way to save on interest is to pay your balance in full every month. When you can’t do that, Apple Card does the math for you. Choose any amount you wish to pay — $530, $780, $1025 — and watch Apple Card estimate the interest cost for you. 3 In real time. When Apple Card was announced, Apple said that it would offer an APR between 13.24 percent and 24.24 percent based on credit score. Following the Federal Reserve's decision to cut interest rates last Wednesday, the APR for Apple card has changed.

9 Aug 2019 One customer highlighted in the report has a FICO score of around 620 a credit limit of $750 and an interest rate for Apple Card of 23.99%, 

27 Mar 2019 Apple declined to share an exact credit score range you'll need to be within to qualify for its credit card, but from the variable interest rates listed  9 Aug 2019 For a customer with a FICO score of 620, Apple Card set a credit limit of $750 with an interest rate of 23.99%, for example. Tagged with Apple  26 Aug 2019 Apple Card, issued by Goldman Sachs, is a rewards Mastercard with no fees and an annual percentage rate (APR) that ranges from 12.99 to 23.99 percent, depending on your creditworthiness. The average rate for all credit cards is currently 17.8 percent. With this card, the The average score: 6.5. The interest rate, which ranges from around 13-24 percent, depends entirely on your credit score. Mastercard and Goldman Sachs, who have partnered with  9 Mar 2020 Some are no-fee, flat-rate credit cards that earn the same amount on all purchases. down to your individual FICO credit score, but generally speaking). Reward rates: 3% on Apple, Uber and Walgreens purchases; 2% on  Apple Card is a credit card created by Apple Inc., but developed by Goldman Sachs, designed Apple Card does not charge late, cash advance, international , overdraft, or annual credit card fees, except for applicable interest charges when Starting August 20, 2019, the 3% cash-back rate was extended to include Uber   11 Mar 2020 The Apple Credit Card has been around for nearly six months. About a year ago the details of the new Apple Credit Card, issued by Credit Card (Barclays or Goldman) is for the 0% interest financing on Apple products.

Cash-back rates -- The bonus categories on the Apple Card are lackluster. Free credit score tool -- Given Apple's focus on educating consumers about how  

9 Mar 2020 Some are no-fee, flat-rate credit cards that earn the same amount on all purchases. down to your individual FICO credit score, but generally speaking). Reward rates: 3% on Apple, Uber and Walgreens purchases; 2% on  Apple Card is a credit card created by Apple Inc., but developed by Goldman Sachs, designed Apple Card does not charge late, cash advance, international , overdraft, or annual credit card fees, except for applicable interest charges when Starting August 20, 2019, the 3% cash-back rate was extended to include Uber   11 Mar 2020 The Apple Credit Card has been around for nearly six months. About a year ago the details of the new Apple Credit Card, issued by Credit Card (Barclays or Goldman) is for the 0% interest financing on Apple products. 25 Mar 2019 Apple Card: Interest Rates, Credit Score, Fees. Apple made a big to-do of not charging any fees, saying it will not charge international  To put this in perspective, purchase rates on rewards credit cards on RateCity range from 12.8% to 22.74% as of March 2019. Some of the features of the Apple   16 Dec 2019 You may be approved for a card, but it could have a high APR based on your credit score and other factors. “The Apple Card's interest rate can 

Free credit score tool-- Given Apple’s focus on educating consumers about how much interest they’ll pay, it’s odd that the Apple Card doesn’t have a tool to check your credit score.

3 Oct 2019 Apple's credit card mantra, “created by Apple, not a bank” probably interest rate , regardless of their credit scores, people familiar with the  9 Aug 2019 One customer highlighted in the report has a FICO score of around 620 a credit limit of $750 and an interest rate for Apple Card of 23.99%, 

Special financing for your Apple products. Apply for financing with Barclaycard Financing Visa. And learn how to get 3% Daily Cash with Apple Card.

9 Aug 2019 For a customer with a FICO score of 620, Apple Card set a credit limit of $750 with an interest rate of 23.99%, for example. Tagged with Apple  26 Aug 2019 Apple Card, issued by Goldman Sachs, is a rewards Mastercard with no fees and an annual percentage rate (APR) that ranges from 12.99 to 23.99 percent, depending on your creditworthiness. The average rate for all credit cards is currently 17.8 percent. With this card, the The average score: 6.5. The interest rate, which ranges from around 13-24 percent, depends entirely on your credit score. Mastercard and Goldman Sachs, who have partnered with 

Free credit score tool-- Given Apple’s focus on educating consumers about how much interest they’ll pay, it’s odd that the Apple Card doesn’t have a tool to check your credit score. The Apple Card interest rate will technically vary depending on "creditworthiness," per Apple. Specifically, the APR (Annual Percentage Rate) will be anywhere between 12.9-23.9%. Apple in August released the Apple Card, a credit card that's linked to Apple Pay and built right into the Wallet app and a late payment will impact credit score, but interest rates won't To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer See related: Apple Card Daily Cash: Deep dive. Interest rate. The card also offers a more reasonable APR range than usual. Cardholders with excellent credit scores may be offered an exceptionally low rate of 12.74 percent. For cardholders with lower credit scores, the APR can range up to 23.74 percent. A company spokesperson declined to specify the credit score needed to qualify for a card. The Apple Card is designed for a range of customers and was created with the iPhone user in mind